You may have received a Notice directing you to this website. The Court ordered that Notice be provided to all Class members as defined by the Court. The purpose of the Notice is to provide Class members with information about the Lawsuit and how it may affect them. The Notice also explains what to do if Class members want to exclude themselves from the Lawsuit and how being a Class Member will affect their legal rights

In this Lawsuit, the Plaintiff brought a class action alleging that GEICO violated the law by unfairly charging pre-pandemic auto insurance rates during the changed circumstances of the COVID-19 pandemic and failing to issue adequate refunds. GEICO has denied any wrongdoing. GEICO’s position is that it has at all times complied with all applicable laws and regulations and denies any wrongdoing or liability to Plaintiff or Class Members. The Court has made no ruling on the merits of this case, and has not decided the remaining claim in this case. This website is made solely to provide notice that a class has been certified, and does not constitute notice of any result or outcome, for Plaintiff or Defendant, nor does it provide for the recovery of money.

A detailed description of the claims is contained in the Amended Complaint, which along with other important documents is available on the Court Documents Page of this website.

A class action is a lawsuit that resolves issues for a group of people who have similar claims. One or more representatives known as “Class Representatives” appointed by the Court represent all members of the Class. The Class Representative in this case is Jessica Day, a California resident who was an automobile insurance policyholder with GEICO during the class period.

The Court has given the Plaintiff permission to represent the following Class:

All California residents who purchased personal automobile, motorcycle, or RV insurance from GEICO covering any portion of the time period from March 19, 2020 to June 11, 2021.

Excluded from the Class are the Defendants, any entity in which Defendants have a controlling interest, and Defendants’ officers, directors, legal representatives, successors, subsidiaries, and assigns. Also excluded are any judge, justice, or judicial officer presiding over this matter and the members of their immediate families and judicial staff.

If you meet the definition of the Class and are not excluded as set forth above, you are a member of the Class. If you want to remain included in the class action, you do not need to do anything. By doing nothing, you will continue to be part of the Class and you will receive additional information regarding the Lawsuit as it goes on. If you prefer, you may enter an appearance through your own attorney at your own personal expense.

If the Plaintiff wins the Lawsuit, participants who are in the Class may share in relief awarded to the Plaintiff and other Class members. If the Lawsuit is not successful, participants who are in the Class may be prevented in the future from bringing their own lawsuit against GEICO for the same claims. Thus, members of the Class will be bound by the judgment whether favorable or unfavorable to the Plaintiff and the Class.

No. The Court has not yet ruled on the Plaintiff’s claims. Receiving Notice that you may be a member of a Class does not mean that the Court has decided whether anyone is owed any compensation, or whether Defendants violated any laws. This case is scheduled for trial beginning on April 15, 2024.

No. There is no money or benefits available now because the Court and/or jury has not yet decided whether GEICO violated any law or engaged in wrongdoing. The two sides have not yet settled the case. There is no guarantee that money or benefits ever will be obtained. If they are, Class members will receive another Notice.

Yes. Opting out means that you choose to exclude yourself from the Class and do not wish to participate in the Lawsuit. If you opt out, you will not be bound by any judgment in the class action and will not be entitled to participate in any recovery, if any recovery occurs in the class action. Persons who choose to opt out of the class action may pursue other remedies apart from the class action that may be available to you. Neither the parties nor their attorneys make any representations to you regarding what, if any, remedies are available to you should you choose to opt out of the class action.

To opt out of the Class, you must send a written request to GEICO COVID Class Action, c/o A.B. Data, Ltd., P.O. Box 173056, Milwaukee, WI 53217. This written request must:

include a statement requesting to opt out of the Class;
b. be personally signed by you;
c. include your name, address, and either a telephone number or email address;
d. include a reference to the name of the Lawsuit— Jessica Day, individually and on behalf of all others similarly situated v. GEICO Casualty Company, GEICO Indemnity Company, and GEICO General Insurance Company, Civil Action No. 5:21-cv-02103-BLF (N.D. Cal.); and
e. be postmarked no later than April 1, 2024.

A request to opt out of the Class that does not meet the above requirements, or that is sent to an address other than the address above, will be invalid and the person sending the defective request will remain in the Class and be bound by the outcome of this Lawsuit.

A request to opt out of the Class must be done on an individual basis. A Class member cannot purport to opt others out of the current litigation on a Class or representative basis.

Yes, if you are a Class member. The Court has appointed the following attorneys as Class Counsel to represent the Class:

If recovery is obtained for the Class or there is some success on the merits, Class Counsel will request that the Court award attorneys’ fees and expenses. Class Counsel may also ask the Court to approve a reasonable service award for the Class Representative. If approved, these fees and expenses and the service award will either be paid from the recovery obtained for the Class or separately by GEICO. Whether or not there is a recovery or judgment in the Plaintiff’s favor, you will not be responsible for any attorneys’ fees.

If you qualify as a Class member and wish to be part of the Class, you do not need to do anything additional for this Lawsuit. If you wish to opt out and complete the opt-out procedure outlined above, you keep any potential claims you have against GEICO and you are free to retain another attorney at your own personal expense.

This website contains a summary of relevant court papers. Complete copies of public pleadings, Court rulings and other filings are available for review and copying at the Clerk’s office. The Clerk of the Court for the United States District Court for the Northern District of California is located at:

Robert F. Peckham Federal Building & United States Courthouse
280 South 1st Street, Room 2112
San Jose, CA 95113

Additionally, the Court docket is accessible in this case, for a fee, through the Court’s Public Access to Court Electronic Records (PACER) system at https://ecf.cand.uscourts.gov.

Information is also available on this website or by calling toll-free 1-877-495-0898. Class members will be informed in future notices of any final orders from the Court or any settlement of the case.